Pay with a credit or debit card (Visa, Mastercard and similar), with Apple Pay, or spread the cost through Tabby or Tamara across 3 or 4 payments, free of interest and fees.
Anyone over 18 who lives in Saudi Arabia can pay in installments. Select the provider at checkout, link your card and you're approved instantly. It's the provider, not the store, that decides your spending limit, based on your record and what you're buying.
Returning an installment purchase? If the refund is smaller than what you still owe, your remaining payments shrink; if it's bigger, they're cancelled and you get the difference back.
Source: American Eagle Saudi Arabia: buy now, pay later